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LEGAL & COMPLIANCE / PRE-LAUNCH

Refund policy — pre-launch draft

Cooling-off periods and refunds for consumed digital content or one-time methods require finalisation by entity, user location and payment rail. Cancellation preserves access through the paid period.

PRE-LAUNCH DRAFT

This is product-implementation placeholder copy, not a substitute for qualified legal review in Singapore and every selling jurisdiction. Entity, licence, effective date and contact details are required before public launch.

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Independent research and education only. Not personalised investment advice. Investing involves risk. Signals are region restricted.

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